If you plan to come on a trip to Mexico soon, do not forget that you should seriously consider purchasing Mexican car insurance. Whether the reason for the trip is for business or tourism, it is important to have insurance that has adequate coverage for the needs you may have.
Traveling to Mexico can be a bit more dangerous than traveling within the United States, so it is advisable and advisable to plan in advance to purchase Mexican car insurance. Specifically, the fact that it is auto insurance is mentioned since other types of insurance such as credit cards provide international coverage for accidents and other inconveniences.
However, it is necessary to clarify that this depends on the type of credit card you have, so it does not hurt to investigate what type of services and insurance you have with the credit cards you already have.
You should bear in mind that when you go on vacation to Mexico, you will most likely need to purchase medical insurance, since the National Health System of Mexico only provides coverage to people from that country.
In the case of cars, do not forget that the insurance purchased in the United States is not valid for transit in Mexican territory, in addition to the fact that in Mexico automobile insurance is mandatory, so if you do not acquire one you may have problems with the transit authorities of that country.
In this way, it is quite clear and easy to assume how important it is to purchase Mexican car insurance when you go on vacation.
What are the advantages of Mexican auto insurance?
If you buy one of these insurances during your vacation, you will be able to access certain benefits and basic coverage, obviously depending on the type of insurance you buy. By obtaining one of these insurances, you will be able to have coverage such as:
-Against material damage: in case of collision or natural disasters.
-Against theft or loss of personal belongings: in case of vandalism and other risks.
-Assistance on the road: in case of mechanical failures and emergencies outside the cities.
-Replacement car: in case your car fails and you require immediate mobility.
-Civil liability: in the event that expenses incurred by third parties or their assets must be covered.
Consequences of not purchasing Mexican car insurance
If you finally decide that it is not worth buying auto insurance that covers your entire vacation in Mexico, you are probably going to find yourself in some uncomfortable situation with the local authorities. Even if you are lucky that this does not happen to you, nothing ensures that you will not have mechanical problems, accidents or even problems with criminals, if you go through an unsafe area of the country.
You should think twice before traveling on vacation to Mexico without insurance for your car, it is better for a quiet vacation.